<p>A Treasury Analyst plays a vital role in managing an organisation's cash, liquidity and banking relationships. This brief outlines the role, responsibilities and candidate requirements for HR and recruitment teams.</p>
<p>The Treasury Analyst ensures efficient cash management, accurate forecasting and robust controls to support business operations and strategic decisions.</p>
<h2>Treasury Analyst Job Profile</h2>
<p>The Treasury Analyst is responsible for day-to-day treasury operations, cash forecasting and short-term investments. They liaise with banks, treasury vendors and internal finance teams to maintain liquidity and support payment processing.</p>
<p>This role requires analytical rigour, strong attention to detail and the ability to present clear recommendations to finance managers. The post often reports to the Treasury Manager or Head of Treasury.</p>
<h2>Treasury Analyst Job Description</h2>
<p>The Treasury Analyst monitors daily cash positions, prepares short and medium term cash forecasts and executes payments through bank channels. They maintain bank account structures, optimise working capital and support foreign exchange activities where applicable. The role also includes preparing reconciliation of bank accounts, investigating variances and ensuring compliance with internal policies and external regulations.</p>
<p>In addition, the Treasury Analyst analyses bank fees and interest, proposes cost-saving measures and assists with liquidity planning for seasonal or project-driven requirements. They work closely with accounts payable, accounts receivable and FP&A teams to ensure alignment of cash planning with operational needs. Accurate reporting, documentation and audit readiness are essential aspects of the position.</p>
<p>The role may involve supporting treasury system upgrades, enhancing processes and implementing controls to mitigate operational risk. Effective stakeholder management, both internally and with banking partners, is necessary to preserve service levels and negotiate favourable banking terms.</p>
<h2>Treasury Analyst Duties and Responsibilities</h2>
<ul>
<li>Monitor and report daily cash positions across accounts and currencies.</li>
<li>Prepare and maintain short and medium term cash flow forecasts.</li>
<li>Execute payments and transfers via bank portals and payment systems.</li>
<li>Reconcile bank accounts and resolve discrepancies promptly.</li>
<li>Manage bank account structures and maintain signatory and access controls.</li>
<li>Analyse interest, bank charges, and propose cost optimisation opportunities.</li>
<li>Support foreign exchange operations and hedging activities where required.</li>
<li>Collaborate with AP, AR and FP&A to align cash forecasts with business plans.</li>
<li>Prepare treasury reports, dashboards and variance analyses for management.</li>
<li>Ensure compliance with treasury policies, internal controls and audit requests.</li>
<li>Assist with treasury system implementations and process improvements.</li>
<li>Build and maintain relationships with banking partners and treasury service providers.</li>
</ul>
<h2>Treasury Analyst Requirements and Qualifications</h2>
<ul>
<li>Bachelor's degree in Finance, Accounting, Economics or related discipline.</li>
<li>1 to 4 years of experience in treasury, cash management or banking operations.</li>
<li>Proficient in Excel; experience with treasury management systems or ERP platforms is beneficial.</li>
<li>Strong analytical and numerical skills with attention to detail.</li>
<li>Understanding of cash forecasting, liquidity management and bank operations.</li>
<li>Knowledge of foreign exchange and short-term investment instruments is an advantage.</li>
<li>Excellent communication and stakeholder management skills.</li>
<li>Ability to work under pressure, prioritise tasks and meet tight deadlines.</li>
<li>Professional qualifications such as ACA, ACCA, CTP or equivalent are desirable.</li>
<li>Commitment to high standards of governance and internal control.</li>
</ul>