<p>We are seeking a diligent Financial Crime Analyst to join our compliance team. The successful candidate will analyse transaction patterns, investigate suspicious activity and support AML programmes. This role requires strong analytical skills, attention to detail and effective communication with stakeholders.</p>
<h2>Financial Crime Analyst Job Profile</h2>
<p>The Financial Crime Analyst is responsible for identifying and investigating potential financial crime risks, including money laundering, fraud and sanctions breaches. They will use transaction monitoring systems to detect unusual behaviour and escalate genuine concerns for further action.</p>
<p>This role works closely with compliance, legal and business teams to ensure regulatory obligations are met and that suspicious activity reports are filed where necessary. The analyst will contribute to improving controls and training colleagues on risk awareness.</p>
<h2>Financial Crime Analyst Job Description</h2>
<p>A Financial Crime Analyst conducts reviews of alerts generated by AML and transaction monitoring systems to determine whether further investigation or reporting to authorities is required. They will perform case work, compile evidence, document findings and make well-reasoned recommendations. The position demands adherence to regulatory standards and internal policies.</p>
<p>Responsibilities include analysing customer behaviour and transactional data, conducting enhanced due diligence on higher risk customers and liaising with law enforcement or regulators when appropriate. The analyst will also assist in refining rules and scenarios within monitoring systems and provide subject matter expertise for remediation projects.</p>
<p>Proactive risk identification and clear reporting are crucial. The analyst will present investigative outcomes to senior compliance colleagues and support ongoing tuning of detection logic to reduce false positives while preserving detection sensitivity. Continuous professional development and staying abreast of typologies and regulatory changes form part of the role.</p>
<h2>Financial Crime Analyst Duties and Responsibilities</h2>
<ul>
<li>Review and investigate alerts from AML and transaction monitoring systems.</li>
<li>Analyse transactional data and customer information to identify suspicious activity.</li>
<li>Prepare, document and escalate cases to the Suspicious Activity Reporting process as required.</li>
<li>Conduct enhanced due diligence and source of funds enquiries on high-risk customers.</li>
<li>Liaise with internal teams, regulators and law enforcement to support enquiries.</li>
<li>Contribute to the tuning and optimisation of monitoring rules to improve detection accuracy.</li>
<li>Produce clear, concise investigative reports and maintain case management records.</li>
<li>Assist with periodic reviews, audits and regulatory examinations.</li>
<li>Support training and awareness sessions for staff on financial crime risks and controls.</li>
<li>Keep up to date with emerging financial crime typologies and regulatory requirements.</li>
</ul>
<h2>Financial Crime Analyst Requirements and Qualifications</h2>
<ul>
<li>Bachelor's degree in finance, criminology, law, economics or a related discipline preferred.</li>
<li>Experience in AML, sanctions screening, fraud investigation or transaction monitoring.</li>
<li>Familiarity with KYC, CDD, EDD and relevant regulatory frameworks in the UK.</li>
<li>Strong analytical skills with the ability to interpret complex data and produce actionable conclusions.</li>
<li>Excellent written and verbal communication skills and the ability to liaise across teams.</li>
<li>Proficiency with case management systems and MS Excel; experience with monitoring platforms is advantageous.</li>
<li>Professional certifications such as ICA, ACAMS or equivalent are desirable.</li>
<li>High level of integrity, attention to detail and ability to manage sensitive information.</li>
<li>Ability to prioritise workload, work under pressure and meet regulatory deadlines.</li>
<li>Right to work in the UK and willingness to undergo background checks.</li>
</ul>